Great to ESAs
Education Savings Accounts
State programmes that let families direct education funds — what each one is, who qualifies, and whether homeschoolers can use it.
What are ESAs and similar programmes?
State-run initiatives that give families direct access to education funds, so they can choose the best learning tools for their child.
- Funded by the state, directed by parents.
- Can be used for tuition, tutoring, curriculum, textbooks and approved learning tools.
- Some states allow games, monthly box sets and hands-on materials; others limit spending to core curriculum.
- Known by different names: Education Savings Accounts, Education Freedom Accounts, Empowerment Scholarship Accounts, scholarships — and in some states the route is a tax credit or a charter or correspondence allotment instead.
- Not every programme covers homeschooling. Each state page below says plainly whether a homeschooling family can use it.
- Designed to personalise education and meet each student’s needs, interests and pace.
In business for over 11 years.
Is your family eligible?
Eligibility varies by state, but many programmes are expanding access every year. In some states every K–12 student is eligible; in others the programmes focus on:
Leaving public school
Students moving to private or home education.
Special needs
Children with disabilities or identified special needs.
Military families
Programmes that prioritise serving families.
Income-based
Low- to middle-income households.
Our state pages
28 programmes, each with its amount, who qualifies, how to apply and the official sources. Every page was checked on 18 September 2026.
Education Savings Account
Alabama
The CHOOSE Act
$2,000 per homeschooled student (max $4,000 per family)
Homeschoolers can use itDistrict correspondence allotment
Alaska
Correspondence School Allotment Programs
Set by each programme (IDEA lists $2,700)
Homeschoolers can use itEducation Savings Account
Arizona
Empowerment Scholarship Account (ESA)
Varies — 90% of the charter-school amount
Homeschoolers can use itEducation Savings Account
Arkansas
Education Freedom Accounts (EFA)
$7,208 per student (2026-27)
Homeschoolers can use itCharter instructional funds
California
Charter School Homeschool / Independent Study Funds
Set by each charter
Homeschoolers can use itEducation Savings Account
Florida
Personalized Education Program (PEP) Scholarship — part of the Florida Tax Credit Scholarship (FTC-PEP)
About $7,400–$9,600 a year, by county
Homeschoolers can use itEducation Savings Account
Georgia
Georgia Promise Scholarship
Up to $6,500 a year
Only some homeschooled studentsState tax credit
Idaho
Idaho Parental Choice Tax Credit (House Bill 93)
Up to $5,000 per student ($7,500 with a disability)
Homeschoolers can use itEducation Savings Account
Indiana
Indiana Education Scholarship Account (INESA)
Base about $6,000–$8,300; up to about $20,000 with a disability
Only some homeschooled studentsState tax credit
Iowa
Tuition and Textbook Tax Credit (homeschool route) — the Students First ESA is for accredited private schools only
Tax credit up to $500 per child
Homeschoolers can use itTax-credit scholarship
Kansas
Tax Credit for Low Income Students Scholarship Program (TCLISS)
Up to $8,000 (school tuition)
Does not fund homeschoolingEducation Savings Account
Louisiana
LA GATOR Scholarship Program
$5,243 for most students
Does not fund homeschoolingState tax credit
Minnesota
K-12 Education Credit and Subtraction
Subtraction $1,625 (K-6) or $2,500 (7-12); income-limited credit
Homeschoolers can use itEducation Savings Account
Mississippi
Education Scholarship Account (Equal Opportunity for Students with Special Needs Act)
Up to $8,421 (2026-27)
Does not fund homeschoolingTax-credit scholarship
Missouri
MOScholars (Missouri Empowerment Scholarship Accounts Program)
Based on the state adequacy target
Only some homeschooled studentsEducation Savings Account
Montana
Special Needs Equal Opportunity Education Savings Account
Varies by district (reimbursement)
Does not fund homeschoolingEducation Savings Account
New Hampshire
Education Freedom Accounts (EFA)
About $4,266 base, plus any extra aid
Homeschoolers can use itPrivately funded scholarship
New York City
Children's Scholarship Fund NYC — Homeschool Scholarship
Up to $1,000 per child (private scholarship)
Homeschoolers can use itEducation Savings Account
North Carolina
Personal Education Student Accounts (ESA+)
$9,000, or up to $17,000
Only some homeschooled studentsState tax credit
Ohio
Home School Expenses Credit (and EdChoice, for private school)
Up to $250 per homeschooled student (nonrefundable credit)
Homeschoolers can use itState tax credit
Oklahoma
Parental Choice Tax Credit
Up to $1,000 per homeschooled student (refundable credit)
Homeschoolers can use itEducation Savings Account
South Carolina
Education Scholarship Trust Fund (ESTF)
$7,634 per student (2026-27)
Does not fund homeschoolingEducation Savings Account
Tennessee
Individualized Education Account (IEA), and the Education Freedom Scholarship (EFS)
IEA: set by the state formula
Only some homeschooled studentsEducation Savings Account
Texas
Texas Education Freedom Accounts (TEFA)
$2,000 a year for homeschooled students
Homeschoolers can use itEducation Savings Account
Utah
Utah Fits All Scholarship
$4,000 (ages 5-11) or $6,000 (ages 12-18) for home-based students
Homeschoolers can use itEducation Savings Account
West Virginia
Hope Scholarship
About $5,435.62 a year (2026-27)
Homeschoolers can use itVoucher to a participating school
Wisconsin
Wisconsin Parental Choice Program (with separate Milwaukee and Racine programmes)
Set per pupil, paid to the school
Does not fund homeschoolingEducation Savings Account
Wyoming
Steamboat Legacy Scholarship (Education Savings Account)
$7,000 per student a year
Homeschoolers can use it